• Last Updated on Feb 1, 2023

So, you've just booked a Nepal trip to trekking and climbing packages. Congratulations! This is a fantastic opportunity to explore one of the world's most beautiful and culturally rich countries. As you finalize your plans, include travel insurance on your list of priorities. Insurance is essential for any trip, but it's necessary when traveling to a country like Nepal. Due to the country's location and infrastructure, medical care can be expensive and difficult to find. And if something goes wrong—a medical emergency, for example—you'll be glad you have travel insurance to help cover the costs.

Trekking in Nepal is a favored activity for tourists and adventure seekers. However, taking travel insurance for your safety while in the country is essential. Several companies offer travel insurance policies for Nepal treks. You can choose a company that provides a flexible approach to suit your needs. The guidelines usually cover emergency medical expenses incurred during the trip and evacuation of the insured person to the nearest medical facility. They also cover the cost of accommodation and food for the patient during an accident or illness—Trekking Insurance in Himalayan Country. Most insurance companies will not cover expenses associated with mountaineering activities. It is essential to check whether your policy covers this. Some insurers provide riders to cover certain activities, so checking whether you are covered for these before you plan your trip is necessary. Insurance coverage for mountaineering and trekking often states the highest altitude they will cover. Your claim can be rejected if you have an injury while hiking at 15,000 feet, but your insurance only covers accidents up to 14,000 feet. Therefore, the altitude of your Mountaineering Expedition should be considered when buying travel insurance for trekking. You must also read the insurance policy carefully before buying it. You will have to pay an insurance premium based on the sum guaranteed and the duration for which you need it. The amount is usually decided when you apply for the policy. You will need to pay the total amount at the start of the policy period.

This article will examine some of the best travel insurance options for exploring Nepal. We'll help you find the right policy, so you can rest assured knowing you're covered in an emergency.

Note:- All these are our recommendations. Before buying this, you can make sure it is Covered. If it Does not, we are not responsible for it.

Table of Contents

Understanding the Necessity of Travel Insurance

No one sets out on a trekking or mountain-climbing expedition expecting something to go wrong, but the fact is that accidents can and do happen. That's why it's essential to have travel insurance in place before you even leave for Nepal. Travel insurance can give you peace of mind during unexpected incidents or emergencies. It can cover everything from medical expenses to trip cancelations so that you don't have to worry about finances if something goes wrong. There are various travel insurance options available, so it's essential to research and find the policy that best suits your needs. Make sure to read the fine print and know what is and isn't covered by your policy.

Traveling without insurance is a risk that not many people are willing to take. Make sure you're covered for the worst-case scenario before you embark on your next adventure.

What Does Travel Insurance Cover?

Before you purchase travel insurance, it's essential to understand what it covers. Typically, travel insurance will compensate you for the cost of your trip if you need to cancel for a covered reason. This includes illness, injury, a family member, or the death of you or a traveling companion.

Some policies also cover baggage loss or delay, trip interruption, and medical evacuation. It's essential to read the details of your approach to understand what is and isn't covered. Counting on the level of coverage you choose, travel insurance can cover a variety of possible losses and damages, including:

  1. Injury or sickness:- Your regular health insurance may not protect you from medical costs incurred while traveling, but travel insurance can. Most health insurance policies do not provide comprehensive coverage abroad, and some, including Medicare, do not give any coverage. 
  2. Lost Luggage:- Travel insurance may cover some of the lost or stolen luggage costs. Getting an airline to compensate for lost Luggage can be challenging, so this is especially useful if your bags are misplaced. 
  3. Last-minute cancellations:- Costs associated with trip cancellations may be covered with travel insurance. In most cases, cancellations won't result in a complete reimbursement from hotels or cruise lines. Most resorts will at least charge a cancellation fee if you cancel two weeks or more before your vacation. You want to be protected in case there are any unforeseen occurrences.
  4. Coverage beyond your credit card:- Some credit cards only provide a certain amount of coverage, such as annual caps and limitations on interruptions and cancellations. However, few credit cards offer protection against the most costly travel risks, such as medical costs or emergency airlifts, which travel insurance can.
  5. Emergencies Evacuation:- Emergency evacuation costs, such as airlifts, medically prepared flights back home, and transportation to and from the hospital of your choice, will be covered by emergency evacuation coverage.
  6. Phone assistance:- This coverage focuses on having a "lifeline" number to call in an emergency. Medical issues, lost or stolen belongings, missed flights, and lost or stolen passports. Some travel insurance provider provides round-the-clock assistance for all of these needs. If you are experiencing a medical issue, this service is exceptionally crucial.
  7. Travel Assistance Services:- You can do the following things with the help of travel assistance services: Frontier/Medex is offering this coverage without charge. Find the closest suitable hospital if necessary.
  • Plan medical transportation 
  •  Make treatment arrangements and get around any language barriers
  • Arrange for home transportation 
  • In an emergency, replace prescriptions

What Does Travel Insurance Not Cover?

Travel insurance is vital for any journey - big or small - that you take, but it's essential to know that it doesn't cover everything. Travel insurance has a list of exclusions that might surprise you like any other insurance policy. With travel becoming increasingly complicated in recent years, it's more vital than ever to know what your policy doesn't cover. Here are some of the significant exclusions of travel insurance to keep in mind.

Pandemic Or Outbreak Coverage:- Unfortunately, standard travel insurance plans will not cover you if you're worried about cancelation fees and lost expenses due to a pandemic or outbreak. To protect your costs, you must be canceled for a reason listed in your policy, such as the death of a family member. So if you're feeling uneasy about your upcoming travel plans, check your policy to see if you're covered before making any decisions.

  1. Last-Minute Changes Coverage:- If your itinerary changes and you no longer want to go on a trip, your travel insurance policy will not be able to assist you.
  2. Pre-existing Medical Conditions and Travel Insurance:- This is a significant issue for many adult travelers with pre-existing medical problems. If you don't have a pre-existing medical condition exclusion waiver and your asthma flares up while traveling, your travel medical insurance might not cover you. That could mean big trouble if you need medical care while away from home.
  3. Travel Insurance does not cover normal Pregnancy:- However, if you get pregnant after buying a travel insurance policy, you may be able to cancel your trip for pregnancy-related reasons. But for your trip cancellation insurance to reimburse you, you will need to provide medical records that show the Pregnancy started after the policy was purchased.
  4. Drinking or Drug Use Activity:  Most travel insurance policies don't cover accidents or injuries sustained while under the influence of alcohol or drugs. Thus, your travel medical insurance will not pay for your medical expenses if you take a beer bike tour and drink too many beers, causing you to tumble into the street.
  5. Excluded Risky Activities and Sports:- Surprisingly, many travel insurance providers don't offer coverage for dangerous recreations like deep-sea scuba diving, mountain climbing, jet skiing, and skiing. Before making a purchase, it's essential to read the policy's tiny print to know what is and isn't covered. Otherwise, you risk being caught off guard and unable to utilize the coverage you assumed you had.
  6. Illegal or Dangerous Activities:- If you are harmed while participating in an activity deemed dangerous, such as flying in a private plane, your travel insurance policy won't provide coverage.

How Does Travel Insurance Work? 

Purchasing travel insurance is to safeguard yourself against any financial risks and losses. These losses can be small, like late luggage, or significant, like a last-minute vacation cancellation or a medical emergency abroad. Benefits differ depending on the plan. Selecting a plan that meets your requirements, budget, and travel plans is necessary. 

In addition to financial protection, another great benefit of travel insurance is that it gives you access to assistance services no matter where you are in the world. So, if you run into any trouble while traveling, you can call your insurance company, and they'll help you. There are a variety of travel insurance policies you can purchase to cover different needs you may have while traveling. You can buy policies that cover a single reservation, your entire trip, or a specific period. Policies can cover a single person or family as a whole, but prices vary depending on age, the items you want to protect, coverage limits, and length of coverage.

Most people think of travel insurance as something that will pay you back if an illness, injury, or death in the family prevents you from taking a trip. However, travel insurance covers many other potential issues that can prevent you from traveling or force you to shorten your trip. Such cases, which are frequently covered by travel insurance policies, include things like natural disasters, misplaced baggage, and even airline or hotel financial default. For example, your travel insurance might pay for the remaining expenses if you become sick or hurt eight days into a 12-day trip to Everest Base Camp and can't finish it. The Everest Base Camp Trek is one of the most amazing treks a person can do. Your incredible experiences make it the best walk you can do in Nepal. Other scenarios in which insurance will protect you and reimburse your non-refundable expenses include.

  • Severe weather-related flight cancellations or damage at your travel destination
  • Job loss or being forced to work during the time of your trip
  • Being summoned for jury duty and unable to evade it and your travel company going bankrupt

Please be aware that coverage varies by plan and provider.

Best Travel Insurance For Asian Travellers in Nepal trekking and Peak climbing

Asian Travel Health Insurance is a flexible and comprehensive medical insurance policy that gives travelers access to top-tier emergency medical services when needed. Save up to 3 times more on travel insurance premiums by customizing the procedure compared to standard products. Many companies offer travel insurance for Nepal trekking and Peak climbing, but it is essential to find out which company provides the best coverage at an affordable price. It will help if you compare prices before making a final decision on which company to go with so that you can save money while still being covered in case anything happens during your trip.

Recommended Travel Insurance for Asian travelers in Nepal are

  1. asc360.com: This company provides Insurance policies for Indian citizens departing from India.
  2. Clal Insurance (Israel)
  3. Mitsui Sumitomo Insurance (Japan)
  4. Life Card Travel Insurance (Japan)
  5. Sompo Insurance (Japan)

Coverage Above 5000 Meters and Below 5000 Meters

That's why you must ensure your insurance policy covers up to at least 5000 meters. Most policies have a cutoff point at about 4000 or 4500 meters, so if you're planning on going above that altitude, you'll need to find a policy that specifically caters to travelers in high altitudes. Some guidelines might also have a lower coverage limit for medical expenses incurred while traveling, so it's essential to check and see what your policy covers. In most cases, it's best to go with an approach with unlimited coverage for medical expenses and trip cancellations. This will give you the peace of mind you need while traveling in an unfamiliar place.

Are you trekking below 5000 meters in Nepal? In that case, there are certain travel insurance plans for Asian travelers specific to trekking below this elevation. Many of these plans provide coverage for emergency medical expenses, lost bags and documents, trip cancelations and interruptions, and more. Many plans also come with additional benefits, such as accident insurance coverage for specific activities like scuba diving and skiing. Below is a chart comparing the coverage for select plans for Asian travelers trekking below 5000 meters in Nepal:
 

       Plan

Primary Medical Coverage 

What’s Not Covered?

Cancellation/ Trip Interruption 

Everest Base Camp Insurance Plan By asc360.com 
  1. Medical Evacuation includes Helicopter Evacuations, and AMS is covered under this policy.
  2. The Insurance policy does not cover above 6000m.

  1. This plan should not be sourced for treks that involve a Verticle climb of more than 6000.

  2. The policy will cover losses that occurred during trekking up to 6000 meters. However, losses due to mountaineering are not covered.

  • The sum insured For Trip Cancellation, Trip Interruption & curtailment is $1000
Both Standard Plan and Explorer Plan  by Nomads
  1. Many of the advantages of our Standard Plan and Explorer Plan may be identical, including coverage for hiking or trekking up to 6,000 meters.

  2. If you sustain an unexpected injury or illness while hiking, you will be reimbursed for emergency medical expenses at a hospital or medical center.

  1. Policies are not applied for heights above 6000m.

  2. Free mountaineering, climbing in remote or inaccessible regions, exploratory expeditions and new routes, high altitude climbing over 6,000 meters. 

  • Your plan may be able to recover the unused, non-refundable travel expenses.
    

Best Travel Insurance For British, Canadian, and American Travelers

When trekking in Nepal without insurance, you risk losing your life, not to mention the financial and physical expenses. Trekking-related conditions like a sprained ankle or even a fractured bone are the most evident ones. While hiking, you will see a lot of these. However, the less apparent illnesses include appendix ruptures, food poisoning, hypothermia, altitude sickness, skin infections, and respiratory infections. For varied adventure activities in Nepal, several affordable travels and medical insurance choices will cover emergency rescues and medical aid for policyholders.

Travel insurance for Americans is essential when traveling to any foreign country, as no country is entirely safe. However, travel insurance for Americans can be costly and difficult to find. 

Recommended Travel Insurance for British, American, and Canadian travelers in Nepal are

  1. World Nomads
  2. Travel Guard
  3. Tugo
  4. Insure and Go
  5. Direct Travel Insurance
  6. BMC (British Mountaineering Council)

Note:- Coverage Above 5000 Meters and Below 5000 Meters

Regarding travel insurance, many companies only cover people over 4,000 meters. The limit of your insurance for altitude coverage is critical to consider if you're planning on doing any popular treks like the Everest Base camp or The Annapurna Circuit, which all have passed over 5,000 meters. Do note that most credit card travel insurance companies or cheaper policies also don't cover you for trekking at altitude. And with COVID-19 still a concern in 2022, you'll need to ensure that your policy covers you for that. Many visitors come to Nepal to trek because the country offers some of the most popular Treks in the world, such as theEverest Base Camp Trek, the Annapurna Circuit, the Langtang Valley, and the Kanchenjunga Base Camp Trek. These treks are widely known for their dramatic deep gorges, desolate high mountain passes, fantastic viewpoints, hot springs, Buddhist and Hindu temples, delightful farming villages, and stunning views of Annapurna summits and Everest Peaks.

Likewise, These treks feature routes that are over 4,900 meters and take travelers through remote areas where rescue and assistance are difficult to find. If someone becomes sick or injured, it often takes a helicopter to repatriate them to a safer altitude. Due to the policyholder's increased risk of Acute Mountain Sickness (AMS), which is more likely to occur above 2,800 meters, insurance companies are generally reluctant to cover high altitudes. Because it frequently necessitates a helicopter airlift rescue, medical treatment at high altitudes can be expensive. Given the risks, it makes sense why companies are hesitant to cover such heights.

                    Plan

Primary Medical Coverage 

What’s Not Covered?

Cancellation/ Trip Interruption 

Adventure Sports Optional coverage by Tugo

  • Medical Evacuation includes Helicopter Evacuations 

  • The Insurance policy only covers up to 6000m. 

  • The Policy will not cover losses that occurred during trekking above 6000m.



 
  • You won’t lose any money if you purchase Trip Cancellation/Trip Interruption Insurance. 

Both Standard Plan and Explorer Plan by Nomads

  • Many of the advantages of our Standard Plan and Explorer Plan may be identical, including coverage for hiking or trekking up to 6,000 meters.

  • If you sustain an unexpected injury or illness while hiking, you will be reimbursed for emergency medical expenses at a hospital or medical center.

  • Policies are not applied for heights above 6000m.

  • Free mountaineering, climbing in remote or inaccessible regions, exploratory expeditions and new routes, high altitude climbing over 6,000 meters. 

  • Your plan may be able to recover the unused, non-refundable travel expenses.

Extreme Sports Optional coverage by Tugo

  • Ground, air, or sea ambulance services, Emergency air transportation (must be pre-approved), Remote evacuation, X-rays, and other diagnostic laboratory tests, Prescription drugs, Essential medical supplies such as crutches

  • The Insurance policy covers above 6000m. 

  • Policies are not applied for heights below 6000m.

  • You won’t lose any money if you purchase Trip Cancellation/Trip Interruption Insurance. 

Travel Insurance by Insure and Go

  • Medical Evacuation includes Helicopter Evacuations 

  • The Insurance policy only covers up to 5000m for trekking.

  • This Policy will not cover losses that occurred to you during trekking above 5000m.

  • No premium refund will be given if you cancel after 14 days of receiving your policy documentation.

  •  InsureandGo may only reimburse a portion of the premium if you have an annual multi-trip policy and had traveled or filed a claim before you wanted to terminate the policy.

 

Best Travel Insurance For Australians and New Zealanders

There are many reasons why Australians and New Zealanders travel. Some of them have been here so long that they are much more familiar with the culture and the nuances of their own countries than people from other places. Others might be interested in visiting other countries, though. For those interested in seeing different parts of the world, you can get the best travel insurance for Australians and New Zealanders. Nepal is a trekker's paradise, but there are plenty of other reasons to visit this culturally diverse and prosperous country. Nepal is a popular destination for both adventure and culture seekers. The unique characteristics of Nepal, as well as the altitude and remoteness of many of the locations you will visit, present challenges that require specific travel insurance requirements. Many trekkers will need trekking insurance if they attempt any of the famous treks, and there are some particular requirements for high-altitude travel insurance too. Travel insurance can be expensive, so you may be tempted to skip it. However, some types of travel insurance can help protect you against the most common risks. Traveling is a big part of our lives, so we want to ensure that we can protect ourselves from the most common threats. Some of recommended Travel Insurance for Australians and New Zealanders in Nepal trekking and peak climbing are.

  • 1Cover Travel Insurance
  • Cover-More Travel Insurance
  • Itrek Travel Insurance
  • Big Cat Travel Insurance
  • Fast Cover

Note:-Coverage Above 5000 Meters and Below 5000 Meters

Regarding trekking in the Himalayas, altitude is a significant factor to consider. Trekking at altitudes above 5000 meters (16,400 feet) can be dangerous. Therefore, your insurance policy must cover the activities you plan to do while trekking in the Himalayas. Your travel insurance should be comprehensive enough to cover your medical expenses and the costs of any emergency evacuation that you may need. Here are some things to remember when choosing a policy: First, ensuring your policy covers you for high altitudes is essential. Many standard policies do not cover treks at altitudes above 5000 meters, which means you could find yourself uninsured if caught in a situation where you have to trek at such elevations. Even if your policy covers these high elevations, read the fine print to ensure it covers exactly what you need it to. Some policies require you to stay in a guest house at an altitude of more than 2500 meters to be protected, which can restrict your options of where to stay during your trek.

Consider trekking packages like Langtang Trek, Ghorepani Poonhill Trek, Manang Trek, and Mt Everest Sunrise View trek if you want to trek below 5000m in Nepal. However, you can choose Everest Base Camp Helicopter Tour if you're going to avoid trekking. It is an excellent opportunity for those who cannot trek but wish to experience the thrill of standing on Mt. Everest's lap. The Everest Base Camp Helicopter Day Tour is also great because it is suitable for people of all ages. By taking in the breathtaking scenery and magnificent snow-capped mountains, you can experience the freedom of the Himalayas. To be insured while trekking below 5000 meters, you must purchase a policy that covers trekking at high altitudes. This type of policy is typically more expensive than a standard policy, but it is worth the investment to protect yourself in case of an accident or illness while on the trail. Be sure to read your policy's fine print carefully to ensure that you are adequately covered.

                    Plan

Primary Medical Coverage 

What’s Not Covered?

Cancellation/ Trip Interruption 

Travel Insurance for Trekking in Nepal by Bigcat 

  • Their Premier policy covers up to £10m for hospitalization, medical and repatriation expenses, up to £5m for our standard, and up to £2m for our budget policies.

  • You are covered between 4,600m and up to 7,000m altitudes while trekking.

  • Altitude Below 4600m and above 7000m are not covered by this policy. 

  • Cancellations up to £5,000.
 

Travel insurance for trekking by Fastcover

  • You are covered up to 3000M with this plan.

  • Medical and hospitalization cover can reimburse you for your medical expenses if you’re unexpectedly sick or injured during your hike.

  • This plan can only provide cover if you’re hiking or trekking as an amateur. 

  • The Policy will not cover losses occurring above 3000m.

  • Your travel agent cancellation fees for deposits already paid up to $1,500

Adventure Travel Insurance by Fastcover

  • You are covered up to 6000m with this plan.

  • Provides 24-hour Emergency Assistance and essential cover for medical emergencies.

  • The Policy will not cover losses that occurred during your trip above 3000m altitude.

  • Up to $1,500 in cancellation fees are charged by your travel agent.

 

Best Travel Insurance For Europe and South Africa

Anyone contemplating a trekking trip to Nepal should ensure they have the best travel insurance available.

A trekking trip to Nepal is dangerous and can quickly become a nightmare if something goes seriously wrong. Many things could derail your expedition, including illness, injury, theft, or bankruptcy. When you travel internationally, you will need to be covered against various risks. The best travel insurance will cover you for any emergency that may arise and provide you with financial protection in the event of a mishap while you are traveling. Many different companies provide travel insurance for trekkers. However, not all of them will offer the same level of coverage. Therefore, it is recommended that you research to find the most appropriate policy for your needs. Adventure Junkies has the best travel insurance for Europe and South Africa. They have a wide range of approaches to suit the needs of different types of travelers and will provide you with all the coverage you need to ensure your trip runs smoothly.

Here are some of the best options for travel insurance when traveling to Europe and South Africa:

There are a few different options when choosing a travel insurance policy for travel to Europe and South Africa. You can choose between single-trip policies and annual multi-trip policies. Single-trip policies are purchased for a specific trip only, whereas multi-trip yearly policies cover unlimited trips throughout the year. If you are planning to travel more than once this year, an annual multi-trip approach will significantly reduce the cost of your insurance compared to single-trip policies.

Recommended Travel Insurance for Europe and South Africa in Nepal are:- 

  • Racc Spain
  • Fedmi Spain
  • Europ Assistance (All European)
  • Allianz Travel Insurance (Germany, Switzerland) 
  • Hens Merkur ( Germany )
  • Uniqa Insurance (Austria)
  • Dog Tag (UK)
  • Alpineverein ( Austria, Germany)
  • British Mountaineering Council (BMC)
  • Travel Insurance Consultants Pty. Ltd.

Coverage Above 5000 Meters and Below 5000 Meters

Numerous businesses provide an Insurance policy for trekking or hiking, but they're not necessarily too fond of altitude. Make sure that the highest point of your journey is lower than the highest point of the cover by checking very carefully. While other treks in Nepal should have a cover of at least 5000m for Everest Region Trekking, you should search for coverage up to at least 6000m. However, you should check your specific trip to make sure. Nepal has a large number of mountains, with roughly 1500 of them rising above 5000 meters. Some famous mountain peaks in Nepal are Yala Peak (5,520m) in the Langtang region, and Kala Patthar (5,545m), in the Khumbu region. Likewise, Gokyo Ri (5,357m) and Tharpu Chuli (5,663m) are in the heart of the Annapurna and are also trekking peaks. If you intend to climb mountains professionally, we advise starting your ascent from a peak above 5000 meters. Nepal, as one of the world's most popular destinations for trekking, has a lot to offer to outdoor enthusiasts and those who love the mountains. There are eight well-known trekking locations in Nepal, which will compel you to travel there. While trekking to one of the most well-known base camps, such as Everest Base Camp or Annapurna Base Camp, can take you to the majestic Himalayas. Numerous variables, such as your origin, age, and destination, impact your insurance rates. A two-week journey to Nepal below 6,000 meters typically costs about $75.

The fine print is the most crucial component of travel insurance. Regardless of who you approach, examine them for better policies. For the Himalayas, make sure the insurance policies cover up to 6,000 meters because that is the highest altitude in the region. Furthermore, it must include helicopter evacuations as the top priority. The hospitals in Kathmandu have all the amenities you'll require, so air ambulance service is not needed outside of the city. 

                    Plan

Primary Medical Coverage 

What’s Not Covered?

Cancellation/ Trip Interruption 

Mountaineering Policy by British Mountaineering Council (BMC)

  • They may now be awarded to teams attempting early repeats of technical routes, especially on 7000m and 8000m mountains.

  • Emergency Medical & Other Expenses cover up to £10,000,000, and  Search & Rescue Expenses cover up to £100,00

  • Policies do not cover above 8000m altitude. 
  • Cancellation or Curtailment Charge Covers per person up to £5,000
  • Sports Cover Plan By TIC
  • Mountaineering over 3,500m is covered.

  • Trek up to Everest Base Camp is covered. 

  • Climbing Mount Everest further than base camp is not covered. 

  • The cancellation benefit is valid up to six months before your scheduled departure from South Africa. When a person passes away accidentally or naturally, rather than as a result of a pre-existing medical condition, such as vascular, cardiovascular, or cerebrovascular conditions, if they are older than 69, we do offer cancellation coverage in such cases.
  •  
  • Super Extreme Pack by Dog Tag 
  •  
  •  
  • Mountaineering up to 6,000 is covered.

  • 4/7 Emergency Medical Assistance

  • Up to £10 million in medical expenses, including bringing you home if it is medically necessary or essential

  • Mountaineering above 6,000 is not covered.

  • It provides a cancellation Cover.

 

Everywhere you go, travel insurance and health insurance are a must. But Nepal has unique situations like avalanches, abruptly shifting weather patterns, high mountain trekking trails, difficult Himalayan passes, high altitude treks, peak climbing, mountaineering, and high altitude sickness, which makes travel insurance more necessary for travelers. It's exciting to go across a hilly nation like Nepal. There may be risks involved when traveling. Therefore, before you start your trekking trips, you must purchase a trustworthy travel insurance policy.

You can cover the majority of the dangers involved in Nepalese trekking with travel insurance. Travel insurance protects you against the risks of traveling to any location, making your trip to Nepal stress-free. Insurance companies offer various help options if you run into issues when traveling. Their advice can assist you in adequately submitting your claims and in locating a network hospital where you can receive treatment. The insurance provider is required to assist you in times of need as long as your insurance policy is active.

Consider the hazards that a travel insurance policy covers if you still need to figure out why you should buy it. Your coverage keeps you protected while traveling and guards you against various threats.

Dipak Pande

Dipak Pande

Dipak starts to step up from potter, guide, and trekking leader to the company owner. Sometimes he share his experience with others as well as wrote in local travel news. Most of time he spend his time on mountain and his company.